Verification library · Pay stubs
Defensive checklists for landlords, lenders, employers, and HR teams. Each guide covers what a genuine stub from that payroll provider typically contains, the arithmetic that must reconcile (gross to net, year-to-date, withholding plausibility), what Ocolta's free local scan verifies automatically, and when to escalate to employment verification. None of these checks proves fraud; all of them help you ask better questions.
ADP is the largest payroll processor in the United States, so ADP-branded stubs are the ones reviewers see most—and the ones most often imitated. The stub's own arithmetic is your best ally: recompute what should reconcile and keep “unable to determine” on the table.
Read the ADP guideGusto serves small businesses, and its stubs are known for a clean, modern layout that employees download from their own Gusto accounts. That tidiness is imitable—so verify the arithmetic and provenance, not the aesthetics, and keep “unable to determine” as an acceptable outcome.
Read the Gusto guidePaychex handles payroll and PEO services for a large population of small and mid-sized employers, so its stub formats show up constantly in screening files. Verify the document the way payroll software builds it—through arithmetic and cross-references—and let “unable to determine” be a legitimate result.
Read the Paychex guideWorkday is enterprise HCM software, and each employer configures its own payslip layout inside its own Workday tenant—so there is no single “Workday look” to memorize. Verify the arithmetic and provenance that hold regardless of layout, and accept “unable to determine” as a valid outcome.
Read the Workday guideQuickBooks Payroll is do-it-yourself payroll for small businesses, and its legitimate stubs can look strikingly plain—which cuts both ways for reviewers. Judge the arithmetic and provenance rather than the polish, and let “unable to determine” stand when the file cannot answer.
Read the QuickBooks Payroll guidePaycom is a self-service HCM platform, so genuine stubs are documents employees download themselves from their employer's Paycom system. Anchor verification in the payroll arithmetic and the download provenance, and treat “unable to determine” as an acceptable, honest outcome.
Read the Paycom guidePaylocity serves mid-market employers, whose employees retrieve stubs through the platform's self-service portal and app. The reliable tests are arithmetic and provenance rather than appearance—run them methodically, and let “unable to determine” remain an honest possible answer.
Read the Paylocity guideTriNet is a professional employer organization, so genuine stubs commonly name TriNet as the employer of record alongside the worksite company—a structure reviewers regularly misread as suspicious. Learn the co-employment layout first, then verify the arithmetic, and keep “unable to determine” available.
Read the TriNet guideFile structure, metadata, gross-to-net math, and a SHA-256 fingerprint—entirely in your browser, no upload.
Run the free scanGross pay, deductions, net pay, dates, year-to-date totals, and employer-source evidence—for any payroll system.
Read the methodStart with evidence
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